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  • Buy Now, and Pay Later

    Use zipPay For Your New Active Purchases

    A safe, simple and convenient payment option, that lets you buy now and pay later for your purchases.

    Simply select Pay Later with zipPay as your payment option at the checkout. Easily manage your account - we’ll remind you when payments are due and you can log in anytime to make repayments, view your activity and more.

    Digital shopping account 

    - Simply sign up once and shop as many times as you like.

    Buy now and pay later

    - Buy everything you want today and pay it off later - it’s that easy!

    Shop without a card

    - Simply checkout, sign in and add purchases to your account 

    No Interest Ever

    - Interest free on all purchases. Read more about our fees.

     

    FAQs

    • zipPay is a safe, simple, and convenient payment option, powered by zipMoney, that lets you shop online and pay later for your purchases – with no credit card and no interest ever. zipPay provides an account that allows you to pay the balance of your purchases at the end of the month, or to take your time with affordable monthly payments that suit your lifestyle and budget.

    • It’s quick and simple and is specifically designed to help you manage your online spending.

    • At the end of every month you can choose to pay off your previous months’ Statement Balance in full and you’ll pay nothing extra. Therefore, for every purchase you make you’ll have up to 60 days to pay with no additional charges. Alternatively, if you need more time to pay simply make a payment that suits your budget (a minimum repayment of at least $40 per month required). Only one $5 monthly service fee will be added to your account for any month you have an outstanding balance, regardless of how many purchases you make. No balance, no fees!

    • There is NO establishment fee to setup your account and NO INTEREST ever!

    • To ensure you never miss a payment you can setup a direct debit to automatically make your repayments. You can set this to run for as much as you like and as often as you like, as long as you pay at least the minimum ($40) each month.

    • Forget about entering tons of payment information and your credit card numbers. With zipPay, checkout couldn’t be easier. Every time you shop simply sign in to your Digital Wallet and confirm your purchase – it’s that simple! No more entering long forms or your credit card details.

    • With zipPay you will never have to pay for your purchases immediately – instead, pay for all of your purchases at the end of the next calendar month, or take more time and pay down your balance with easy monthly payments. You’ll only ever pay one $5 monthly service fee for any month you have an outstanding balance – regardless of how many purchases you make (up to your approved account limit). 

    • When you are ready to checkout and complete your purchase, simply select zipPay as your preferred payment method and sign in to your zipPay Digital Wallet to confirm your order. Your purchase will be added to your balance and you can pay it back over time with easy monthly payments that suit your life and budget.

    • Returns and Refunds: Please read our return and refund policy. You will need to directly contact us. Once we initiate a refund, it will automatically be reflected on your zipPay account.